We don’t talk about ourselves very much here on this blog but I thought it opportune to share with you just how much good value we are. You’ve heard the ads on the radio and you know that we don’t offer cover for attacks by zombies in Cork, bears in Cavan or insurance brokers anywhere in Ireland. What we do try to offer is the lowest cost car insurance without all the extra bits and bobs that most of us don’t really want or actually use.
In case you haven’t heard it, here is our latest radio ad:
Here’s how our car insurance works. If you have a car worth a couple of grand that you’re not particularly worried is going to get stolen or burnt out, then Third Party cover is all that you need to get you on the road. This is the legal minimum cover required to drive. If you were a 30 years old lady girl, living in Dublin, driving a 1.4 Golf the annual premium would be €156.57. Now that doesn’t come with breakdown assist or windscreen cover, but is designed to get you on the road for the lowest possible price.
So let’s say that Golf is worth seven or eight grand. You’ll want cover for fire and theft and even cover in case it gets a bump. Comprehensive cover will cost our friend here just €279.75. I don’t believe there is any other insurance company that will beat that.
Now, it actually gets better:
Firstly, for that €279, our lady in Dublin can add on her partner or hubby at no extra charge, provided (like herself) he has a full clean driving licence, full NCD and is around the same age as her. That’s two people insured for the price of one.
Secondly by adjusting the claims excess she can bring down the premium further. The default excess on that policy is €500. This means that if there’s a claim we will pay the full cost less €500. You can reduce the excess to €250 or increase the excess up to €2,000. If she chooses the latter option she can bring her premium for Comprehensive cover right down to €225.
So that’s Comprehensive car insurance for just €225. Stick that in your pipe.
Nearly forgot, you can get a quote here yourself. It takes five seconds and there’s no strings attached, or zombies.
September 17, 2009 at 10:13 pm
Or you can insure a car with the left hand corner?
October 1, 2009 at 9:39 pm
Hi Brendan, yes back again….just to let the rest of people in ireland know that you(nononsense.ie) are a complete waste of time…..again!….i thought when you wouldn’t quote me for my nissan 300 that maybe the car was a little too powerful….oh i have since got this car insured with brittons of donegal…a little higher than i would like but at least they took it on,
back to you guy’s….i decided just now to give yous another chance for my second car …a 1.3 opel kadett (taxed & nct’d)….low and behold….sorry ,we are unable to quote you at this time!! so folks…..there you have it, doesn’t matter what crap they advertise like’ comprehensive car insurance for only 225 euro’….. it’s false, i’ve tried my 3.0 litre and my 1.3 and they still won’t insure me….who am i? i’m 35 male living in donegal, full no cliams bonus, no cliams or convictions and an artic truck driver by profession so if i can’t insured what hope is their for a 20yr old??? ….listen folks, just stick to your broker as i’ve done because i’ve wasted too much time as it is on this nononsense site already!!
Thanks for your time,
Pauric
October 2, 2009 at 10:29 am
Hi Pauric. You’re having a bad run so I’m really sorry about that. There’s nothing in what you’ve outlined there that would mean that you should not be able to get a quote so I genuinely don’t know what happened and I haven’t been able to find your details on the database.
We did a post a while back to try and explain the rationale behind why some people on No Nonsense cannot get a quote. You can read this here. The Assumptions on the very first screen of the quote are also very important to read as they will help you to understand the criteria used.
November 10, 2009 at 4:14 pm
I also rang up to get a quote for a second car. I’m 41 and have max no claims discount built up which you can’t use and am also a named driver on my wifes car. You wouldn’t quote me for a Toyota MR2 as a weekend runabout….
November 13, 2009 at 5:41 pm
Hi Mike. I’m sorry to hear that we couldn’t give you a quote. Unfortunately we don’t currently insure high performance or sports cars, but given your circumstances it is certainly something we should look at as a potential future change.
December 15, 2009 at 6:02 pm
hi Mike. Im 19 and bought a 2002 honda integra type R. I cant get a quote from any one. jus wondering is there any thing ye could do. I have a full clean licence for two years and two years driving experience on cars vans and jeeps with no accidents or claims. I am willing to take on an excess fee of €2500 if it helps!!